Good decisions start
with clear information.

Our role & financing disclosures

UNI FINANCE ADVISORY PRIVATE LIMITED focuses on consumer product financing assistance for household appliances and electronics.

UNI FINANCE focuses on consumer product financing assistance: customer guidance, authorized application support and retailer coordination. The actual lending institution assesses applications, makes credit decisions, provides financing and issues the agreement.

The actual lender’s identity, financing offer and applicable terms are set out in the customer’s financing documents. Company incorporation does not establish lending authorization. This website does not represent UNI FINANCE as a bank or RBI-registered NBFC.

Before accepting financing

• Financing depends on eligibility, verification, product availability and the actual lender’s approval.
• UNI FINANCE does not guarantee approval, a particular amount, an interest rate or a repayment period.
• Review the lender’s identity, financed amount, APR, interest, processing fees, other charges, repayment schedule, Key Fact Statement where applicable, and agreement before acceptance.
• Use verified application, document-sharing and payment channels.

About the calculator

The calculator uses annual flat interest on the original financed principal for the full selected tenure. Principal plus interest is divided into fixed monthly instalments. The published 13–48% yearly flat rate is not APR.

The ₹299 GST-inclusive processing fee is prefilled. For the illustration, fees are paid upfront and shown separately from the financed principal and instalments. The actual lender’s offer determines payment treatment.

Normal purchase outlay includes down payment, instalments and entered upfront fees. Late EMI / bounce penalties are additional and excluded. Regular illustrated payments are rounded to paise, and the final payment clears any rounding difference. Actual lender documents govern real transactions.

Company details

Legal name

UNI FINANCE ADVISORY PRIVATE LIMITED

Tagline

Way to Success

Incorporated

28 September 2026

CIN

U66190UP2026PTC253185

Registered office

0 SHEESHGARH GADI, Sheeshgarh, Meerganj, Bareilly, Uttar Pradesh 243505

Public contact address

SHISHGARH GARI, Sheeshgarh Road, Main Market Shishgarh, Shishgarh, Bareilly, Uttar Pradesh 243505

Customer care

+91 88593 10720

Rates & charges

Interest is charged yearly on a flat basis with fixed monthly EMIs. The processing fee and late EMI / bounce penalty both include GST.

Yearly flat interest

13–48%

Calculation method

Per year, flat interest on the original financed amount, with fixed monthly instalments. This flat rate is not APR.

Processing fee

₹299

Late EMI / bounce penalty

₹499

Tax treatment

The ₹299 processing fee and ₹499 late EMI / bounce penalty both include GST.

Review the approved APR, fees, repayment dates and charge assessment terms in the actual lender’s financing agreement. No payments are accepted through this website.

Privacy information

This informative website

The website has no application, account, contact-submission, KYC-upload or payment forms. The EMI calculator runs in your browser. The website code does not transmit calculator inputs to a server or store them in cookies, local storage or a database.

Downloading a repayment illustration generates a CSV file on your device. The website does not upload that file. Product dialogs, FAQ search and the financing guide also run in the browser.

Fonts, logo and imagery are served from this website. Its code contains no advertising trackers, third-party analytics or social embeds.

Hosting and contact services

The hosting provider may process technical connection information, such as IP address, request time and browser details, to serve and protect the website. A phone link opens your device’s calling service, whose practices apply to that interaction.

Financing applications

Before sharing personal information through an authorized application channel, read the privacy notice presented by the relevant service provider and actual lender. Depending on the financing arrangement, relevant information may include contact details, identity and address proof, bank information, and application or transaction records.

Application processing, verification, fraud prevention, customer communication and service support must use information for the stated purpose, with consent where required and appropriate safeguards. Direct privacy-related questions to customer care on +91 88593 10720.

Website & service terms

Use this website to learn about UNI FINANCE, explore product categories and calculate an illustrative repayment plan. Product illustrations and lifestyle imagery do not represent stock availability, a particular specification, an endorsement or a customer testimonial.

This informative website does not accept applications, documents or payments, make credit decisions or create a financing agreement. Product selection, eligibility, approved charges, delivery and repayment obligations follow the relevant retailer and lender documents.

• Applications are subject to verification and approval by the actual lending institution. Submission does not guarantee approval or a particular credit score.
• Provide accurate information and genuine documents. Read the approved interest, APR, charges and agreement before acceptance.
• Pay EMIs on the agreed schedule. The company states a ₹499 GST-inclusive penalty applies if an EMI bounces or is not paid within 7 days, repeating every 7 days while that EMI remains unpaid.
• Retain agreements, repayment schedules and payment receipts, and report suspicious activity through verified support channels.
• Service information may be updated in accordance with applicable agreements and requirements.

Customer support & complaints

For product enquiries, application guidance, documentation questions, EMI-related assistance or a service complaint, call +91 88593 10720.

When seeking support, keep your relevant application or agreement reference and a clear description of the issue available. Share documents only through an authorized channel.

For complaints about a lending decision, repayment record, interest or the lender’s conduct, follow the actual lending institution’s grievance mechanism set out in your financing documents.

Refunds & cancellations

Product cancellation and return requests must be raised with the seller. Financing cancellations follow the actual lender’s agreement.

Any refund is processed under the applicable agreement and law. Timelines can vary with the seller, payment method and lending institution. No specific refund window or fee waiver is promised by this informative website.

For assistance, call customer care on +91 88593 10720. No purchases or payments are processed through this website.

Our customer commitments

Customer-first service, clear communication, trust, integrity and responsible financing guide UNI FINANCE’s approach.

• Understand the financed amount, interest, APR, all charges and repayment schedule before committing.
• Borrow within your repayment capacity and use only verified application and payment channels.
• Keep your financing documents and contact customer support when you need assistance.

The actual lender’s agreement and applicable customer policies govern the financing facility.